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WAPTO Documentation

Setting Up Meta Billing and Payment

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SECTION 3: Required Permission

You must have:

  • Manage WhatsApp account permission

Note: If you are the owner of the WhatsApp Business Account, you already have this permission.

SECTION 4: Add Credit Card (Step-by-Step)

  1. Open WhatsApp Manager.
  2. Go to Overview page.
  3. Select your account.
  4. Click the 3-dot menu.
  5. Click Manage account settings.
  6. Open Settings tab.
  7. Click Payment settings.


  8. In Billing & Payments, click Add payment method.
  9. Follow instructions:
    • Add payment details.
    • Click Next.



  10. Enter card details → Click Save.
  11. Add business information → Click Save.
  12. Go to account
  13. The billing section displays the total outstanding balance associated with your account.


SECTION 5: After Adding Payment Method

  • Credit card will be linked to your WhatsApp Business Account.
  • You can view it in: Settings → Payment settings.

SECTION 6: How Charges Are Applied

  • Charges are NOT applied immediately.
  • Billing is based on:
    • Template message usage
    • Pricing category

Charges will be calculated as per Meta pricing (Marketing, Utility, Authentication categories).

SECTION 7: Important Restriction

Without adding a payment method, you cannot:

  • Send template messages.
  • Start business-initiated conversations.
  • Use marketing, utility, or authentication messages.

Your account may remain:

  • Restricted
  • In test mode

SECTION 8: Common Issues

  • Payment option not visible → setup not completed.
  • Permission missing → cannot add card.
  • Payment failed → messages may stop.

SECTION 9: Best Practices

  • Add payment method before going live.
  • Keep backup payment method.
  • Monitor billing usage regularly.
  • Verify business account.